Dear former Lakeland shareholder:

On May 15, 2024 the merger of Lakeland with and into Provident (the “Merger”) was completed pursuant to the Agreement and Plan of Merger, dated as of September 26, 2022, (as subsequently amended, the “Merger Agreement”). In accordance with the Merger Agreement, you will receive 0.8319 shares of Provident common stock in exchange for each share of Lakeland common stock that you hold, with cash to be paid in lieu of fractional shares of Provident common stock.

Since the Merger, you are no longer able to access your Stockholder Account Information through EQ Shareowner Services (“EQ”), as EQ has transferred shares and shareholder information to Broadridge Financial Solutions, Inc. (“Broadridge”), a leading service provider that Provident has relied on to provide shareholder services. Broadridge has recently received all files and is currently working on the transfer process. This is expected to be completed shortly. On or before Monday, June 17, Broadridge will be mailing each former shareholder with information and related documents on how to set up new accounts for converted Provident shares.

Thank you for your patience during this process. For additional information, please visit Broadridge’s page for Provident investors (https://shareholder.broadridge.com/providentnj/) or contact Broadridge by phone at 1-888-235-9148 or by e-mail at Shareholder@Broadridge.com

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Consult Your Tax Advisor: This information does not constitute tax advice. It does not purport to be complete or to describe the consequences that may apply to particular categories of shareholders. You should consult a tax advisor regarding the calculation of your tax basis.