Dear former Lakeland shareholder:

On May 15, 2024 the merger of Lakeland with and into Provident (the “Merger”) was completed pursuant to the Agreement and Plan of Merger, dated as of September 26, 2022, (as subsequently amended, the “Merger Agreement”). In accordance with the Merger Agreement, you will receive 0.8319 shares of Provident common stock in exchange for each share of Lakeland common stock that you hold, with cash to be paid in lieu of fractional shares of Provident common stock.

Since the Merger, you are no longer able to access your Stockholder Account Information through EQ Shareowner Services (“EQ”), as EQ has transferred shares and shareholder information to Broadridge Financial Solutions, Inc. (“Broadridge”), a leading service provider that Provident has relied on to provide shareholder services. Broadridge has recently received all files and is currently working on the transfer process. This is expected to be completed shortly. On or before Monday, June 17, Broadridge will be mailing each former shareholder with information and related documents on how to set up new accounts for converted Provident shares.

Thank you for your patience during this process. For additional information, please visit Broadridge’s page for Provident investors (https://shareholder.broadridge.com/providentnj/) or contact Broadridge by phone at 1-888-235-9148 or by e-mail at Shareholder@Broadridge.com

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Market Maker

The following firms are believed to presently make a market in Lakeland Bancorp, Inc. stock on the NASDAQ

Company Phone Address
Automated Trading Desk Financial Services, LLC (843) 789-2000 11 eWall Street
Suite 200
Mount Pleasant, SC 29464
B-Trade Services LLC (212) 448-5690 1633 Broadway
48th Floor
New York, NY 10019
Boenning & Scattergood, Inc. (610) 832-1212 Four Tower Bridge
200 Barr Harbor Drive, Suite 300
West Conshohocken, PA 19428
Citadel Securities LLC (312) 395-2100 131 South Dearborn Street
32nd Floor
Chicago, IL 60603
Citigroup Global Markets Holdings Inc. (212) 816-6000 388 Greenwich Street
38th Floor
New York, NY 10013
G1 Execution Services, LLC (312) 294-7782 One Financial Place
440 South LaSalle Street, Suite 3030
Chicago, IL 60605
RBC Wealth Management (410) 685-2600 100 Light Street
Ninth Floor
Baltimore, MD 21202
FTN Financial Securities Corp (901) 435-8080 845 Crossover Lane
Suite 150
Memphis, TN 38117
FTN Equity Capital Markets Corp. (216) 592-1700 1301 East Ninth Street
Suite 3232
Cleveland, OH 44114
Goldman, Sachs & Co. (212) 902-0300 200 West Street
29th Floor
New York, NY 10282
Hill, Thompson, Magid & Co., Inc. (201) 434-6900 15 Exchange Place
Suite 800
Jersey City, NJ 07302
Janney Montgomery Scott LLC (215) 665-6000 1717 Arch Street
Philadelphia, PA 19103
Keefe, Bruyette & Woods, Inc. (212) 887-7777 787 Seventh Avenue
Fourth Floor
New York, NY 10019
Knight Capital Americas, L.P. (201) 222-9400 545 Washington Boulevard
Jersey City, NJ 07310
Lehman Brothers Inc. (646) 348-7100 100 Wall Street
17th Floor
New York, NY 10005
Merrill Lynch, Pierce, Fenner & Smith Incorporated (800) 637-7455 One Bryant Park
New York, NY 10036
Morgan Stanley & Co. LLC (212) 761-4000 1585 Broadway
New York, NY 10036
Raymond James & Associates, Inc. (727) 567-1000 The Raymond James Financial Center
880 Carillon Parkway
Saint Petersburg, FL 33716
Sandler O'Neill & Partners, L.P. (212) 466-7800 1251 Avenue of the Americas
Sixth Floor
New York, NY 10020
Sterne, Agee & Leach, Inc. (205) 949-3500 800 Shades Creek Parkway
Suite 700
Birmingham, AL 35209
Stifel, Nicolaus & Company, Incorporated (314) 342-2000 One Financial Plaza
501 North Broadway
Saint Louis, MO 63102
Susquehanna Capital Group (610) 617-2600 401 City Line Avenue
Suite 220
Bala Cynwyd, PA 19004
UBS Securities LLC (203) 719-3000 677 Washington Boulevard
Stamford, CT 06901